Our Home and Contents Insurance covers not only your house, but the things that make it a home and what matters most to you. We help protect against damage and theft of your contents and you can extend your cover outside the home to include your personal items like; smartphones, handbags and jewellery with our "All Risks" cover option. We offer new customers who take out a Home and Contents policy the first 3 months* cover on their main residence free, giving you 12 months cover for the price of 9. This means that when you buy now, you don't pay until month 4 of your policy.
*If your policy start date is on or after 8 August 2023: This is an annual policy and if you are paying monthly you pay nothing for the first 3 months, and the remaining premium will be billed over the following 9 months. Or pay the premium in one payment and enjoy the same 25% reduction.
If your policy start date is before the 8 of August 2023: This is an annual policy and if you are paying monthly you pay nothing for the first 2 months, and the remaining premium will be billed over the following 10 months. Or pay the premium in one payment and enjoy the same 16.67% reduction.
Begin the process by clicking 'Get your quote' to submit your details. Then you can review your quote, confirm everything is alright, and purchase your new insurance online.
Get your Quote
View full insurance Home & Contents Policy Cover here
*If your policy start date is on or after 8 August 2023: This is an annual policy and if you are paying monthly you pay nothing for the first 3 months, and the remaining premium will be billed over the following 9 months. Or pay the premium in one payment and enjoy the same 25% reduction.
If your policy start date is before the 8 of August 2023: This is an annual policy and if you are paying monthly you pay nothing for the first 2 months, and the remaining premium will be billed over the following 10 months. Or pay the premium in one payment and enjoy the same 16.67% reduction.
| Included | Extra | |
|---|---|---|
| Escape of Water | ✓ | |
| Storm or Flood Damage | ✓ | |
| Theft | ✓ | |
| Subsidence | ✓ | |
| Fire or Smoke Damage | ✓ | |
| Accidental Damage (on building) | ✓ | |
| Impact by vehicle -animal or aerial | ✓ | |
| Fire Brigade Charges | ✓ | |
| Audio and Audio Visual Equipment | ✓ | |
| Malicious Damage | ✓ | |
| Alternative accommodation up to 15% of the sums insured | ✓ | |
| Accidental Damage (on contents, including gadgets) | ✓ | |
| All Risks - Specified & Unspecified | ✓ |
View full insurance Home & Contents Policy Cover here
Get a Quote
For existing customers that have generously welcomed people fleeing Ukraine into their homes, the following cover applies:
Accidents happen. Everyone loses or damages important items when they're in or out of the home. With our optional extra "All Risks" Cover, we've two options available to you with our Home and Contents Insurance policies. Cover items you would use in your day-to-day life in just a few minutes.
Umbrella-style cover that enables you to select an amount to cover your personal belongings should you lose them.
Cover that enables you to list items on your policy, specifying their value.
Premium reductions are applied on a reducing balance basis and are all subject to the following minimum premiums, inclusive of Government Levy, for Home and Contents policies: Buildings €135, Contents €105, and All Risks €12.60.
Please note that an excess will apply. This is the first amount of any loss that you are responsible for in the event of making a claim. The amount is deducted from the total claim settlement figure.
Permanent TSB plc trading as PTSB is regulated by the Central Bank of Ireland. Permanent TSB plc is a Single Agency Intermediary of Allianz plc for Home and Contents Insurance which is underwritten by Allianz plc. Allianz plc is regulated by the Central Bank of Ireland.
